July 31, 2021

Kuya Matthew's First Stage of Adolescence

A week ago, our Kuya Matthew had his circumcision.

He prepared for that day. He watches videos and reads information about circumcision. Although this is not recommended especially for kids who are afraid to undergo the operation.

I know he is very nervous on that day but he managed to smile and show how strong he is.

Upon entering the clinic, he was checked first by Doc Weng. By the way, Doc Weng is the OBGyn that delivers Matthew 11 years ago. Checking is done to determine if Kuya Matthew is already “sakat”

Unfortunately, our Kuya is not yet, and out of nervousness, I guess, he said that he didn’t want to have the circumcision. With this, Doc Weng left us and have a final decision.

After several convincing statements and telling him, “Andito na tayo, magba-back out ka pa? Magaantay ka na naman ng isang taon. Ituloy na natin para matapos na.”

He finally agreed.

adolescence, health, circumcision, home and living,Matthew,
Kuya Matthew and I in the waiting area

While in the waiting area, Matthew keeps on telling stories about what he watched and read about circumcision. So I also shared my own experience.

The nurse came and asked Kuya Matthew to enter the operating room. He walks calmly and smiles while entering the room. "Wow, ang tapang ni Kuya." as the nurse assist him.

After few minutes, I was called by the nurse to enter the room because our Kuya Matthew needs moral support.

Upon entering the room, he was already lying on the bed and ready for the injection of the anesthetic. He screams while holding my hand too tight as the injection started.

During the procedure, Kuya wanted to be updated on what they are doing to him. He is also telling what he felt.

“Ano po yun, parang may iniipit.”
“Nagupit nap o ba ung balat?”
“Kasi parang may ginugupit na.”

Furthermore, he keeps on asking things allowed after the operation like:

"Mas masakit po pala ugn sa pukpok kaysa sa clinic."

"Pwede po ba akong magcellphone?"

"Okay lang po ba akong maligo? Okay lang po ban a mabasa ung sugat?"

"Paano po ako matutulog? Malikot po ako matulog. Baka madapaan ko."

Doc Weng is laughing and said, “Dami nyang considertions no?”

Since he is not yet “sakat”, he felt pain as Doc Weng pulls the skin. So she added another shot of anesthetic.

After few minutes, the procedure is done.

Now he is recovering fast. After a week, he can stand and walk normally, although the wounds are not yet fully healed. He also managed to take a bath on his own. But I was still there helping him in dressing the wounds.

Time flies so fast that our Kuya Matthew is entering the adolescence stage.
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July 29, 2021

Reward Yourself at Shopee's End-of-Month Sale: ShopeePay Petsa de Panalo!

Starting today until July 30, enjoy up to 50% bills cashback, ₱1 deals on Deals Near Me, and ₱1 load and data offers via ShopeePay

shopee, online store, online shopping, ShopeePay, Petsa de Panalo, home, home and living

MANILA, JULY 28, 2021 - Make the most out of your suweldo this month with the ShopeePay Petsa de Panalo Sale happening today until July  30, 2021!

ShopeePay, an integrated mobile wallet, offers a variety of digital services and cost-saving deals that enables Filipinos to seamlessly embrace the cashless lifestyle. Users can buy load & data from major telco networks, pay bills to over 40 billers, and pay with ShopeePay at any of its partner merchants. In addition, Filipinos can also enjoy exciting promos such as ₱1 deals, 90% off on their favorite products, and ₱999 deals on fashion, beauty, personal care, lifestyle, electronics, and baby products during the sale. 

Here are exciting things users can look forward to this coming Petsa de Panalo Sale:

Bills Cashback: Earn coins when paying for bills with ShopeePay.* New digital users can enjoy 50% bills cashback (capped at 180 coins), while all users can get 20% bills cashback (capped at 80 coins).

Exclusive ₱1 Deals: Users can add to cart Deals Near Me e-vouchers to redeem a variety of deals for only ₱1 -- these include discounts for Puregold, Potato Corner, McDonald’s, Jollibee, Seaoil, and more!

Mobile Load Discounts and Flash Deals: Users can also enjoy exclusive digital bundles such as  ₱5 load for  ₱1 and  ₱10 data for  ₱1.

Top up and Win ₱20,000: Users who top up at least ₱300 get the chance to win ₱20,000 cash prize!

Exclusive Discounts: Shopee offers users the best promos from 90% off on select items to ₱999 deals on various categories such as Health, Beauty, and Electronics.

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Electronics - MXQ Ultra HD TV Box
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Electronics - HP 2TB Flash Drive
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To check out more deals from ShopeePay Petsa de Panalo Sale, visit https://shopee.ph/m/petsa-de-panalo-sale.

Download the Shopee app for free via the App Store or Google Play

About Shopee
Shopee is the leading e-commerce platform in Southeast Asia & Taiwan. Shopee connects shoppers, brands, and sellers across Asia and other fast-growing markets, empowering anyone to buy and sell anywhere and at any time.

Shopee offers an easy, secure, and engaging experience that is enjoyed by millions of people daily. It offers a wide product assortment, supported by integrated payments and logistics, as well as popular entertainment features tailored for each market. Shopee is also a key contributor to the region’s digital economy with a firm commitment to helping brands and entrepreneurs succeed in e-commerce.

Shopee is a part of Sea Limited (NYSE:SE), a leading global consumer internet company. In addition to Shopee, Sea’s other core businessesd include its digital entertainment arm, Garena, and digital financial services arm, SeaMoney. Sea’s mission is to better the lives of consumers and small businesses with technology.

About ShopeePay
ShopeePay is an integrated mobile wallet that offers users easy access to digital payment services. Launched in the Philippines in 2019, ShopeePay enables a seamless shopping experience by allowing users to to purchase load, settle their bills, make online payments, and make offline payments at thousands of partner merchant locations--offering users a seamless and enjoyable e-wallet experience.

ShopeePay makes it easier to shop and do business. It provides users with a convenient, secure, and rewarding payment option; it empowers businesses and helps them capture new opportunities.

ShopeePay is part of SeaMoney, the digital financial services arm of Sea Group. A leading digital payments and financial services provider in Southeast Asia, SeaMoney’s mission is to better the lives of individuals and businesses in the region with financial services through technology.
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July 17, 2021

Bounty Fresh Group Held Its First Annual Technical Summit

Last week, Bounty Fresh Group held the first annual technical summit on July 5-8, 2021. This is a four-half-day activity filled with information from various operations or division of Bounty Fresh Group. It is done via Zoom.

Some divisions discussed how their pest control takes place in their operations while others discussed few things-to-know like how the Bounty Fresh Eggs arrived from the farms to your table.

In our division, I was assigned to discuss or present about the sanitation and biosecurity protocols implemented in the feed milling operation.

At first, I don't know what will be the content of my presentation. After few days of thinking, I decided to present the difference between cleaning and sanitation where these two words commonly known to be similar.

The high risk areas where the growth of bacteria was indetified and how it should be cleaned and sanitized.

I also share few information on how bacteria grows accompanied with moving photos of bacteria under a Digital Microscope with camera attachment.

Furthermore, the different biosecurity protocols in the feed mill is also shown from the the entrance where hndwashing and foot dip is a must, spraying of trucks upon entering the compound, and personnel hygiene.

Though all of the presentations are limited to 45 mintues and another 15 minutes for question and answers, I am sure that all of the participants and viewers learned a lot.

The summit went well although there are some technical glitches during the first day.

Doing the presentation took me about 2 weeks to finish from creating draft to placing it into powerpoint with complete animations and other effects to attract the atterntion of the audience.
Thank you Mommy for this simple documentation.
We are looking forward for the next year's technical summit.
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July 13, 2021

Pay Your Loans via ShopeePay


Great news online shoppers! 

You can now pay your loans via ShopeePay. ShopeePay users can get up to 25% cashback when paying for their DragonLoans, Home Credit, SkyPay, and Cashalo loans.

From the Press Release Kit:

Pay Your Loans via ShopeePay

MANILA, JULY 12, 2021 - ShopeePay, Shopee’s integrated mobile wallet, now offers users an easier way to pay for their DragonLoans, Home Credit, SkyPay, and Cashalo loans. Shopee aims to provide more convenient and rewarding payment options to its customers through the app, saving them the effort of paying for loans through over-the-counter bank deposits and automated machines. 

As more people adopt digital payments for better convenience, it’s expected that a majority of Filipinos will rely on online payment platforms. A survey conducted in December 2020 by global analytics software firm FICO, revealed that 56 percent of Filipino consumers prefer to use digital channels to engage with their bank during financial hardship, while 12 percent used internet banking. 

Martin Yu, Director at Shopee Philippines, said, “With more people shifting to contactless payments, it’s essential to adapt to evolving needs and preferences. We recently launched our Scan & Donate initiative to support various charities. Now, we are proud to partner with DragonLoans, Home Credit, SkyPay, and Cashalo to enable users to pay for their loans in the comfort of their own homes. Shopee will continue to anticipate user needs and aim to make payments as seamless as possible, both online and offline.”

How to pay Loans Bills with ShopeePay (Cashback):

1. On the Shopee homepage, click “Load & Bills”
2. Tap the Loans icon and select Biller ( DragonLoans, Home Credit, SkyPay, Cashalo)
3. Enter account details and claim a 25% cashback voucher. Click “Continue”.
4. Enter payment details and select ShopeePay as Payment Option 
5. Click “Pay Now”
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How the Pandemic Changed Kitchen and Bath Design

How the Pandemic Changed Kitchen and Bath Design

The coronavirus pandemic changed the way we live and work, and the impact it's had on kitchen and bath design cannot be overstated. Experts are now weighing in on a post-pandemic world and the anticipated kitchen and bath designs of the future, including the emphasis now being placed on hygiene and safety in the home.

Some of the bigger trends to emerge looking like this.

A different kind of design

Granite is made up of a variety of minerals and comes in shades such as grey, white, pink, and black. That's why it's no surprise the colors and textures of granite — including those that are bold and dramatic — are getting a new look and renewed appreciation from homeowners eager to express themselves while creating a unique and vibrant space full of hopefulness and optimism.

Others seeking a different look to a new kitchen space might opt for quartz, marble, or other materials that provide a natural beauty and make a statement. No matter what, with people showing off their homes via Zoom or other teleconferencing software, they're anxious to display a space that is anything but dated and mundane.

True functionality and durability

Homeowners reimagining their kitchens and bathrooms want countertops that can handle the mess of everyday life. They're looking for things like:
  • Stain resistance - The natural hardness of granite gives it true resistance to staining.
  • Water-resistance - Granite is known for its ability to resist moisture.
  • Scratch/scuff resistance - Granite is incredibly resistant to scratches and other normal wear and tear. Quartz and marble also provide similar durability and resist chipping and cracking.
  • No-fuss - Everyone wants countertops that are quick to wipe down and easy to clean and maintain.
A turn to hygiene and waste management

Many people considering new countertops in a kitchen or bath do so for the cleanliness and washability of the material. Now more than ever, homeowners want easy-to-clean surfaces and countertops that are durable and will hold up to years of normal use. Others want their designs to incorporate space for separate hand washing stations or have antimicrobial surfaces.

In the kitchen, a separate space for sorting and recycling food waste is becoming more prevalent. Many people want a designated food preparation area that can be the focal point for chopping, peeling, and other cooking duties, while the remainder of the area serves as a multi-purpose space.

If you're thinking about a Kitchen & Bath by Design, you'll want skilled craftsmen to handle the job and experts who focus on the quality of the work they're producing. It will give you that inspired kitchen concept or bathroom oasis you've been dreaming about in a post-pandemic world.

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Laboratory Equipment That's Resistant to Dust Can Improve Experiments

Laboratory Equipment That's Resistant to Dust Can Improve Experiments
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In laboratory settings, it's very important to try to eliminate as many confounding variables as possible. Researchers try to account for these variables by designing their experiments as carefully as possible.

Unexpected Variables

However, small environmental factors can also become confounding variables. Many researchers will try to keep their laboratories and laboratory equipment as clean as possible to make sure that the outcomes of the experiments aren't influenced by something as simple as dust or dirt.

Still, some types of lab equipment are still more difficult to properly clean and sterilize than others. The act of cleaning and sterilizing the equipment might also affect important results if some cleaning residues aren't completely eliminated once the devices have been put into use again.

Cleaner Equipment

Purchasing equipment that is naturally more resistant to dust and other debris can help researchers get around these issues. When they get 2mag equipment and similar types of laboratory equipment, they'll automatically avoid many of the problems that can occur because of lab equipment that is difficult to clean and maintain.

Equipment that is resistant to dust will also be less likely to get contaminated when it is currently in use. Labs are cleaned constantly, but given the way dust is formed, preventing it from getting inside a laboratory at all can be challenging.

The equipment that gets dusty in the meantime might still have a negative effect on experiments, even if the lab equipment was cleaned very recently. Those cleaning processes will only take care of the dust that was already in place, and not the dust that affected the equipment afterwards.

Getting the right equipment initially can have a powerful effect on any experiment. In some cases, researchers just need to make sure that they get equipment that won't get dirty at the wrong time.

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July 12, 2021

Matthew and Aiden's Pajama Store

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I was lucky to be part of the second batch of coaching sessions given by our company. One of the things I learned from the series of seminars and lectures is about financial lessons.

Many are affected since some of the companies put their operations on hold, and worst declared bankruptcy. I am very grateful that our company, even though hit by the pandemic, continue its operation

This pandemic, the realization that most people got is about their income. The majority will say that having savings is very important especially during emergencies. Others will be having other sources of income and not relying on your monthly salary will be a great idea.

It is like having a barrel of water with only one spout. What if the spout is damaged? How can you get the water from the barrel? By placing several spouts will give you opportunities to get water even one spout is damaged.

This is the reason why Mommy and I enter other opportunities to earn. Blogging, frozen processed meat products, ready-to-wear clothes, and others.

One day Mommy came across LazyOne family pajamas site and this is how Matthew and Aiden's Pajama started. We are buying and selling terno pajamas.

matthew and aiden's pajama, finance, home, home and living, pajama, LazyOne family pajama

We are selling pajamas for all sizes - small to extra large. Look at the three of us. Aiden, Matthew, and I wearing the same terno designs.

matthew and aiden's pajama, finance, home, home and living, pajama, LazyOne family pajama

You can also place your orders at Momaye's Shoppe on Shopee. Aside from family pajamas, there are other items like crochet creations, baby stuff, and many more.

We will be waiting for your orders!

Have a great day and stay safe!

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July 2, 2021

Reason Children Are Experimenting With Drugs

With the arrival of puberty or adolescence, many are the families that end up experiencing a certain distance between their family members. On the one hand, this is normal, since they are ages in which the minors begin to feel that they need more independence that they have their own ideas and tastes, and they want to experiment with making their own decisions.

So far, everything seems normal. The problem comes when the adolescent begins to feel curious about certain substances that can cause serious problems. This might include cannabis, cocaine, alcohol, and synthetic drugs.

The Curiosity
How do you know if your child may be using drugs? Adolescents are experimenters by nature, At this stage of life, the desire and curiosity to try new things are innate. That is why it is important to get ahead of this time through honest education and fluent communication. We have to bear in mind that these psychoactive substances can be consumed at an increasingly young age. However, certain signs can help you find out if your child is experimenting with this dangerous world. Let us look at some of the things you need to pay attention to. 

Know the Truth
You should look your child in the eye. This does not mean that you try to know the truth through their eyes, but that you must pay attention to the physical state of their eyes. Many of the uses of these substances affect these organs, such as redness in the case of marijuana or cannabis use, abnormally dilated pupils, and wide-open eyes with the use of psychotropic drugs such as cocaine, MDMA, ecstasy, etc. You could also notice a lost and glassy look in the case of alcohol consumption.

The Smell
Without a doubt, the smell is key to know if your child uses some of these substances, especially tobacco and alcohol. If your child uses tobacco or joints, the smell will linger on his fingers, hair, and clothing. Probably, if he does not want to be caught, he will have behaviors such as washing his hands a lot or applying cologne out of the ordinary. In the case of alcohol, the smell of their breath is a huge tell-tale.

Changes in Behavior and Hobbies
This is another of the key signs to detect if your child consumes any type of substance. Mood swings are very common in young teenagers, especially irritability, moments of depression, isolation, and aggressiveness. They can show signs by putting aside their daily activities and responsibilities. They might skip class regularly or even put aside the sport they once loved so much to go out at night. It is not decisive, but this attitude can put you on alert.

Negative Friendships
They can get into friendships that can be bad influences. It is key to know your children's environment. Knowing their friends, who they hang out with at their place of study or during their leisure time is important. If these people who accompany them are clearly users of this type of substance, it is likely that your child will end up 'trying' some of them too.

Money Problems
When an adolescent begins to consume these substances, logically this entails an expense outside the normal thing. Be it cannabis or substances like cocaine, they carry an extra cost. They may ask you for more money than they usually ask for. They may find a temporary job and you may not know what they have spent the money on or, in more serious cases, steal money from home.

These are just a few tips on aspects that you should watch out for, especially at risk ages, in which adolescents in their eagerness to try new things and even break the limits, can end up on a path that can be dangerous for their future. Communication and information are key to knowing if your child can be a drug user and avoiding it.

Helpful Links
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June 23, 2021

Necessary Products To Cleaning Carpets At Home

Necessary Products To Cleaning Carpets At Home
Africa Studio / Shutterstock

When it comes to cleaning rugs properly, you need to know which products you can use and which you can't, so you don't make the mistake of causing any irreparable damage to your rugs. Therefore, if you want to get rid of doubts, in this guide we tell you what products to clean the carpets you need.

The Necessity

Cleaning the carpets is something necessary and that you can do yourself at home. How often? It depends on the type of carpet or how much you use it. In general, a deep cleaning is recommended every 6 months or every year so that they are well maintained, and you get them to last much longer in optimal conditions. However, it is essential to clean stains on the spot (as soon as they occur) and vacuum every week, to prevent dust from accumulating and damaging the carpets. Now, let's see what products you should use:


Is it advisable to use salt to clean the carpets? The truth is that salt is used to disinfect carpets, to remove the difficult-to-remove stains that remain on them. How is it used? You just have to sprinkle a little salt on top of the rug, roll up the mat and let it sit for a couple of hours. You should then unroll and vacuum to remove the debris.


Another product that you can use to clean carpets, strange as it may seem, is hydrogen peroxide. Or, you could opt for sparkling water, if that fails. How does it apply? Put hydrogen peroxide on the stain if it is still damp and let it work without rubbing. Then, you should blot it with an absorbent kitchen towel or use a rag on top of the stain.

White Vinegar

White vinegar is another great product when cleaning carpets naturally without chemicals. Although it has a certain smell that for some people can be unpleasant when it dries it no longer smells. Apply diluted with water on the stain and wait for it to dry.


Another of the most used products to clean carpets is ammonia. Therefore, if you have a little around the house, it can make your rugs look perfect very quickly. How is it used? Dilute a little in hot water and apply it on top of the carpet with a steamer. Its smell will disappear very soon after.

Talcum powder

The talcum powder is also ideal for cleaning grease stains or oil. Adding it in immediately after pouring will help the powders absorb all the dirt. Apply talcum powder liberally to the stain and allow it to dry then vacuum.

Sodium Bicarbonate

Sodium bicarbonate is an excellent product for treating oil stains and grease or remove excess dirtiness. It is also excellent for fighting odors and killing bacteria that may have accumulated on the carpet after a long time of use. How can it be used? When you have a stain of this type, the idea is to remove the stain little by little with touches of absorbent paper. Then apply a little baking soda to absorb all the liquid. When it is dry, the excess is removed with the vacuum cleaner.

Dry Sprays or Foams

In supermarkets, you will also find this type of specific product to clean carpets. They are also effective, because they clean and soften the fibers to remove stains. However, if you do not want to buy specific cleaners and prefer to clean your carpets with organic products that do not contain chemicals, you can use the above products.


With these products to clean the carpets, they will look great in a very short time. Remember, it is important to act quickly, as soon as the stain occurs, because the more time that passes, the more it will dry and the more difficult it will be to remove. Therefore, you need to know what to use in those cases. If you have doubts, it is best to check with the distributor or manufacturer. If you are still unsure, it is best to use carpet cleaning Denver services by a professional who knows how to get the job done the right way.

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7 Reasons to Opt for Hardwood Flooring

7 Reasons to Opt for Hardwood Flooring

A lot of homeowners are choosing hardwood floors for the many benefits they come with. It is a reliable and appealing choice, whether you are renovating or constructing. With time, more people are opting for hardwood floors for more than just attractive looks. Below are some reasons to consider hardwood flooring for your home.

Increases Your Home’s Appeal

There is a touch of luxury, elegance, and warmth that comes with hardwood floors. Some homeowners believe that hardwood floors can make spaces appear bigger. Anyone trying to make an excellent first impression of their home and create an inviting atmosphere can achieve that with Denver Hardwood.

Durable and Strong

Another reason to choose hardwood flooring is the aspect of durability and strength. Denting or scratching is not easy, and with proper maintenance, this flooring will last a long time. Even with high foot traffic rooms or active places, the floors are tough and robust and will not need replacing in a long time. In fact, because of how strong they are, most homeowners find them ideal for high-traffic areas.
Adds Value to A home

When you decide to sell your home, you will find that most buyers will prefer homes with hardwood flooring over carpet. A home buyer may not like a carpet, especially when it belongs to someone else. Some even plan on replacing the carpet, making it easy for them to choose a home that has already installed hardwood floors. They are also willing to pay more for this feature, meaning your house will be sought after, making it easy to sell.

Easy to Maintain and Clean

These floors are easy to clean. You can vacuum, steam clean or sweep to remove any accumulated dust, dirt, or debris. You do not have to clean often; once a week will do. They are also easy to maintain as they are stain-resistant. If you accidentally spill a drink or food, simply wipe it off.

Complement Any Home D├ęcor

Hardwood flooring is suitable for almost any theme you choose for designing your home. Whenever you want to change the look of your home, whether repainting, replacing furniture, or adding decorative pieces, hardwood floors will blend in well with any theme. Additionally, you have various choices in terms of color, shade, and pre-finished or unfinished hardwood floors. The natural beauty will ensure you get something unique, adding character to your home.

Improved Air Quality

A hardwood floor lacks grout lines or fibers and hence does not trap dirt, dust, pollen, animal dander, or other types of allergens. Anyone who suffers from allergies will find this flooring suitable as it helps in promoting air quality.

They Can Be Refinished

Whenever you want to give your hardwood a fresh look, you can refinish it rather than replace it. This is a major advantage as you can change your home's looks without spending a lot of money. Even if you have bought a house with hard flooring but do not like the color, refinishing will be a trick.

Solid hardwoods come with many advantages for any homeowner. With the appealing aesthetics and easy-to-maintain features, consider using them to increase your home's value.

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June 22, 2021

Factors That Determine Alcohol Treatment Options

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Alcoholism is a severe disease characterized by preoccupation with and uncontrolled alcohol consumption. Alcoholism is the inability to control drinking due to both a physical and emotional dependence on alcohol. The symptoms include continued alcohol use despite health and related legal issues. People suffering from alcoholism might begin a day with taking alcohol, feel guilty, and desire to reduce the amount. Treatment involves counseling by a healthcare professional. A detoxification program in a recovery center such as alcohol and drug treatment Denver is an option for addicts who require additional assistance. 

Sometimes, if you notice the early warning of alcoholism, an outpatient recovery program may offer the appropriate treatment. Nonetheless, if you have struggled with many years of alcohol dependency, an inpatient recovery facility such as alcohol and drug treatment in Denver may provide the ideal recovery option.

Regardless of whether you opt for an outpatient or an inpatient program, healing begins with detoxification. If you have become alcohol dependent, you may suffer from withdrawal symptoms if you abruptly stop drinking; This is why it is crucial to ask your physician to assist you in detox safely. Some cases may require hospitalization to avoid dangerous health complications.

The inpatient recovery center is considered an ideal way of treating alcoholism. It involves admission to an alcohol recovery center for the treatment period. In the recovery facility, you can access the service of experts the whole day; this enables you to rest easy knowing that help is within reach.

Anyone suffering from alcoholism can seek help from an inpatient recovery facility. Nevertheless, treatment options are dependent on factors such as:

People aged 60 and above may become more affected during the detoxification period. Withdrawal symptoms might cause other health complications and can be life-threatening if not treated accordingly. An inpatient recovery center offers care that the aged require to recover from alcoholism.

Mental Health
An alcoholic with a co-occurring mental health condition may require a specialized treatment plan. Inpatient recovery facilities have health experts who can deal with such situations separately. Most recovery centers offer recovery programs that help alcoholics put up with various real-life circumstances and preventing relapse of the state.

Substance Abuse
Mixing alcohol and drugs can lead to dangerous interactions. A patient who wishes to overcome alcohol dependency should look for professional medical assistance. Treatment providers can observe you closely, relieve any severe withdrawal signs and provide service through each phase of the healing process.

Medical History
Experts often advocate inpatient alcohol recovery treatment for those with a history of respiratory, liver problems, or heart conditions. If any treatment process interferes with any existing condition, the service providers can make the necessary interventions.

Payment for Recovery Services
Inpatient recovery programs usually involve ninety, sixty, and thirty-day programs depending on the severity of the alcoholism. Despite the duration it takes to go through an inpatient recovery program, healing is an ongoing process. Each day, you will be required to use the techniques and tools you learned in various real-life situations. The cost of alcohol recovery depends on; location, amenities provided, and duration of treatment. Nonetheless, many recovery centers accept insurance policies or offer financial help to the needy.
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June 16, 2021

Essential Points to Consider when Renovating

Essential Points to Consider when Renovating
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Remodeling your house is one of the best investments you can make in today's real estate market. Remodeling only a few rooms can drastically raise the value of your home. According to studies, the return on investment for a renovation job might be as high as nearly eight percent if you choose to sell your property. However, for many people, remodeling is just a more cost-effective alternative than buying a newer home.

For any homeowner, remodeling can be a complex process, so hiring an interior designer Denver-based is crucial. Here are a few more remodeling necessities.

Do Your Homework

  • Perform quality work in a fair amount of time
  • Spend quality time understanding your specific demands
  • Maintain unwavering integrity while being entirely transparent about the project's scope and financial commitment
Think About Resale Value

Examine what features of your home would appeal to others. Will someone else appreciate that tile backsplash in the kitchen as much as you do?

A little planning ahead of time throughout the remodeling process will help you return your investment in the future!

Don't Try it on Your Own

You may be able to manage the process of redesigning a bedroom, dining room, or family room on your own, depending on the project's scope. However, upgrading a kitchen or bathroom is a considerably more difficult task, and you should not attempt it independently.

Professional interior designer Denver is required to ensure that the appropriate materials and on-time logistics lead to a practical, cost-effective room that reflects your taste, style, and personality.

Adhere to the House's Design

Make sure that all of your changes are in keeping with the style of your home, not your own. You may believe your property isn't modern enough, but don't assume future buyers share your opinion.

The importance of consistency cannot be overstated. Steel equipment, for example, should not be used in a country kitchen, nor should sliding glass doors be used in a rustic family room.

It is feasible to keep the elegance of an older home while still enjoying the modern conveniences. The same is true in today's homes. Simple, clean lines complement both a current style and evolving desires in a tasteful way.

Never Start a Project Without a Design Plan

Whether your project necessitates the services of an architect or an interior designer, engaging a renovation expert will assist you in determining your design aesthetic and developing a sound renovation strategy.

The most important thing to remember is that every makeover should start with a precise floor plan. You might be able to make a functioning room without a plan, but if you want beauty and utility, engage an interior designer. Consult a designer for the most up-to-date home remodeling ideas, such as creative methods to maximize space and storage. The clutter you remove and the organization you obtain can make a big difference in how happy you are with your new makeover.

Whether you're just thinking about renovating or are ready to get started, we hope these fundamental dos and don'ts will assist you in making informed renovation decisions. However, keep tuned!

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Fireworks and Insurance: What you Need to Know this Time of Year

Fireworks and Insurance: What you Need to Know this Time of Year
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This is the time of year for celebrating with family and friends, particularly as the warmer weather nears. Part of summer gatherings for many includes fireworks displays- especially since many are staying home more often these days. It is estimated that consumers in the US spend more than $900 million annually on fireworks, which is why the industry professionals at Denver Insurance Agency want to remind you of the potential dangers of fireworks and offer some insurance tips, too:

Fireworks and Insurance

When it comes to fireworks and accidental injuries or damage, two different types of insurance are involved: your health insurance policy and your homeowner’s policy. Injuries to you or your family should be covered by your health policy, while injuries to others or property damage should fall your your homeowner’s insurance coverage. If your home- or a neighbor- catches on fire due to fireworks, it should be covered under the liability section of your homeowner’s policy, unless fireworks are illegal in your state.

Other Types of Coverage

So, maybe you don’t have health insurance or own a home. There are other types of insurance that you might carry that could help in the event of a fireworks accident:

Renters insurance

If you have Renters insurance, it typically covers the same things that homeowner’s policies would in terms of fireworks property damage. Again, your insurance won’t cover intentional property damage or when fireworks are illegal.

Car insurance

If somebody sets off fireworks and it damages your vehicle, the damage should be covered by comprehensive car insurance coverage. You will not be covered if you only have liability insurance, however.

Life insurance

If you die due to a fireworks accident, your Life insurance should pay out to your beneficiary. However, if you are lighting off fireworks in a state where they are banned, your loved ones’ payout could be denied.

If you work with or around fireworks, make sure that you inform your life insurance company to ensure you are covered in case of an accident. Expect to pay higher premiums when you work in a dangerous profession.

Non-Covered Incidents

So, when are fireworks not covered by your home insurance policy? Well, if children under age 12, you could be; teenagers causing the incident is less clear and could hold their parents responsible for the damages. Some other incidents involving fireworks that are not covered by insurance include:
  • Illegal fireworks or fireworks set off in banned states. 
  • A drought ban is in place.
  • There is an intent to damage property when setting off the fireworks, such as a prank.
Furthermore, if fireworks are specifically excluded on your policy, you won’t be covered. Determine if the light show is worth the risk in these situations.

Storing or Selling Fireworks

Your insurance policy is not going to cover damages related to selling or storing fireworks, unless you have a separate business policy with specific allowances and coverages. Talk to your insurance broker or agent to learn more.

Illegal Fireworks

Fireworks are legal in many regions, but all fireworks are banned and prohibited in Massachusetts. Some other US states- Ohio, Vermont, and Illinois- have specific laws banning firecrackers, skyrockets, bottle-rockets, and other large types of fireworks. Areas that are in drought may also prohibit fireworks, even sparklers, during certain times. 

Fireworks are a safety hazard and The National Fire Protection Association reports that July 4th- typically the peak of fireworks season- has the highest number of fire reports than any other day of the year, and around 280 people present to emergency rooms in the US per day during this time of year. Denver Insurance Agency wants you to stay safe and keep these tips in mind regarding fireworks.

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March 22, 2021

Weekly Menu Plan - Week 2


home, home and living, cooking, weekly menu plan, weekly menu, food, home cooked meals, homecookedmealsph

Since there are still some meal's left from the first week, konti na lang ang niluto ko for the 2nd week. 

Although there are some food tht are not consumed in a week, the First-In-First-Out policy is followed ensuring that the prepared meals will stay in the freezer for maximum of two week.

home, home and living, cooking, weekly menu plan, weekly menu, food, home cooked meals, homecookedmealsph

  • Pork Igado
  • Sisig - Mixed with tokwa
  • Pine-Chix or Pininyahang Manok
  • Chicken Adobo sa Gata
  • Sweet and Sour Pork
  • Chickboy or Chicken and Pork Adobo
  • Pork Chop - Seasoned and ready for pan grill or frying using Ajinomoto's Crispy Fry
I will be sharing some of the recipes in Home Cooked Meals soon.

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